The Best 4 Unit Trust and Their Differences

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HSBC (EZInvest)

HSBC (EZInvest) is an online investment platform that offers convenience and affordability to investors. One of the key benefits of using HSBC (EZInvest) is that investors can start investing from as low as RM500, making it accessible to a wide range of individuals who may not have large amounts of capital to invest. This low minimum investment amount also makes it a suitable option for beginners who are new to investing and want to dip their toes in the market.
Another advantage of using HSBC (EZInvest) is that investors can access a wide range of assets with different risk levels. This includes equities, fixed income, mutual funds, and exchange-traded funds (ETFs) which are well-diversified within the boundaries. This diversification reduces the overall risk of the portfolio and helps to maximize returns by spreading investments across various asset classes and geographies. With HSBC (EZInvest), investors can enjoy global access to invest in both local and international markets, giving them exposure to various economic cycles, market trends, and business sectors.
Investors using HSBC (EZInvest) can also monitor their portfolio 24/7, with a daily updated view of their portfolio’s performance. This helps investors to keep track of their investments and make informed decisions about buying or selling assets as market conditions change. By providing investors with regular performance reports, HSBC (EZInvest) helps investors to stay on top of their investment goals and track their progress towards achieving them.
In summary, HSBC (EZInvest) offers investors a convenient and affordable way to invest in a wide range of assets, with access to global markets and 24/7 portfolio monitoring. These features make it an attractive option for beginners and experienced investors alike who want to take control of their investments and grow their wealth over the long term.

MayBank (Maybank2u)

Maybank2u offers a range of unit trust funds with a minimum initial investment of only RM1,000, making it accessible for new investors. The sales charges for fixed-income funds are low, starting at only 1%, which makes it easier for investors to build up their portfolio.
The online payment and tracking facilities available on Maybank2u provide investors with the flexibility to manage their investments from anywhere, anytime. Investors can monitor their portfolio performance, view their investment history, and make additional investments online.
Maybank2u also offers a variety of unit trust funds with different risk profiles and investment objectives. This provides investors with the opportunity to diversify their portfolio and choose the funds that best align with their investment goals.
Overall, Maybank2u’s unit trust offerings provide an accessible and flexible way for investors to invest in a diversified range of funds with low sales charges. The online payment and tracking facilities also make it easier for investors to manage their investments and stay on top of their portfolio performance.

Public Bank (Public Mutual)

Public Bank’s unit trust arm, Public Mutual, is a reputable fund management company that has garnered a lot of experience and expertise in its more than 40 years of operation. It is considered the No.1 unit trust and Private Retirement Scheme (PRS) provider in Malaysia, having won numerous awards and accolades over the years. This vast experience gives investors peace of mind, knowing that their investments are in the hands of capable professionals who have weathered various market cycles.
In addition, Public Mutual offers a wide range of funds to cater to different investment needs and preferences. With over 170 Conventional and Shariah-based funds, investors can choose from equity, bond, mixed-asset, money market, and sector-specific funds. This variety ensures that investors can diversify their portfolios and minimize risks while maximizing returns.
Public Mutual Online (PMO) is an online facility that provides investors with a hassle-free way to invest and manage their unit trust portfolios. The platform enables investors to perform online transactions, account enquiries, and other services with ease, anytime and anywhere. This allows investors to monitor their investments, track fund performance, and make informed decisions on the go.
Overall, Public Bank’s Public Mutual is an excellent choice for investors looking for a reliable and experienced fund management company. With a wide range of funds and a convenient online platform, investors can take advantage of the opportunities presented by the unit trust market and achieve their investment goals.

CIMB

CIMB offers a wide range of unit trust funds with a minimum investment amount of as low as RM1,000. This makes investing accessible to a larger group of people who may not have large sums of money to invest upfront. Additionally, CIMB applies minimal sales charges to these funds, which means investors can enjoy more of their investment returns.
CIMB’s unit trust funds are diversified across various asset classes such as cash, fixed income, local equities, regional equities, global equities, and commodities. This allows investors to build a well-diversified portfolio that can potentially provide higher returns while minimizing risk.
CIMB collaborates with professional fund managers who have deep expertise, experience and resources in managing different asset classes. The fund managers are responsible for selecting the right investments and managing the portfolio to achieve the best possible returns for investors. With their vast experience and knowledge, they can identify investment opportunities that may not be visible to individual investors.
In summary, CIMB offers a wide range of unit trust funds with a low minimum investment amount and minimal sales charges. Investors can choose from a diversified range of asset classes and collaborate with professional fund managers who are equipped with deep expertise, experience, and resources. This makes it easier for investors to achieve their investment goals and build a successful investment portfolio.

References

https://www.hsbc.com.my/investments/products/unit-trust/ezinvest/

https://www.maybank2u.com.my/maybank2u/malaysia/en/personal/wealth/unit_trusts/unit_trusts.page

https://www.pbebank.com/Personal-Banking/Invest/Unit-Trust-Private-Retirement-Scheme/Overview.aspx

https://www.cimb.com.my/en/personal/day-to-day-banking/investments/unit-trusts.html

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